@import"https://fonts.googleapis.com/css2?family=DM+Serif+Display:ital@0;1&family=Outfit:wght@300;400;500;600;700&display=swap";:root{--primary-navy: #003057;--secondary-navy: #1E3A5F;--accent-gold: #C5A02B;--accent-gold-light: #D4B84A;--text-dark: #1a1a2e;--text-medium: #4a5568;--text-light: #718096;--bg-white: #ffffff;--bg-light: #f8f9fa;--bg-section: #f5f7fa;--card-bg: #ffffff;--card-border: #e2e8f0;--card-shadow: 0 4px 6px -1px rgba(0, 0, 0, .1), 0 2px 4px -1px rgba(0, 0, 0, .06);--card-shadow-hover: 0 10px 15px -3px rgba(0, 0, 0, .1), 0 4px 6px -2px rgba(0, 0, 0, .05)}*{margin:0;padding:0;box-sizing:border-box}html{scroll-behavior:smooth}body{font-family:Outfit,sans-serif;background-color:var(--bg-white);color:var(--text-dark);line-height:1.6;-webkit-font-smoothing:antialiased}h1,h2,h3,h4,h5,h6{font-family:"DM Serif Display",serif;font-weight:400;line-height:1.2}a{text-decoration:none;color:inherit}img{max-width:100%;height:auto}.container{max-width:1200px;margin:0 auto;padding:0 24px}.btn{display:inline-flex;align-items:center;gap:8px;padding:16px 32px;border-radius:8px;font-family:Outfit,sans-serif;font-weight:600;font-size:1rem;cursor:pointer;transition:all .3s ease;border:none}.btn-primary{background:var(--primary-navy);color:#fff}.btn-primary:hover{background:var(--secondary-navy);transform:translateY(-2px);box-shadow:0 4px 12px #0030574d}.btn-secondary{background:transparent;color:var(--primary-navy);border:2px solid var(--primary-navy)}.btn-secondary:hover{background:var(--primary-navy);color:#fff}.btn-gold{background:var(--accent-gold);color:#fff}.btn-gold:hover{background:var(--accent-gold-light);transform:translateY(-2px);box-shadow:0 4px 12px #c5a02b4d}.btn svg{width:18px;height:18px}.section-badge{display:inline-flex;align-items:center;gap:8px;background:var(--bg-light);border:1px solid var(--card-border);padding:8px 16px;border-radius:50px;font-size:.875rem;font-weight:500;color:var(--text-medium);margin-bottom:16px}.section-badge svg{width:16px;height:16px;color:var(--accent-gold)}.section-title{font-size:clamp(2rem,4vw,2.75rem);color:var(--text-dark);margin-bottom:16px}.section-subtitle{font-size:1.125rem;color:var(--text-medium);max-width:600px}.card{background:var(--card-bg);border:1px solid var(--card-border);border-radius:16px;padding:32px;transition:all .3s ease}.card:hover{box-shadow:var(--card-shadow-hover);transform:translateY(-4px)}@keyframes fadeInUp{0%{opacity:0;transform:translateY(30px)}to{opacity:1;transform:translateY(0)}}.animate-fade-in{animation:fadeInUp .6s ease-out forwards}.animate-delay-1{animation-delay:.1s}.animate-delay-2{animation-delay:.2s}.animate-delay-3{animation-delay:.3s}.animate-delay-4{animation-delay:.4s}.text-center{text-align:center}.text-gold{color:var(--accent-gold)}.text-navy{color:var(--primary-navy)}.hero{padding:80px 0 60px;background:linear-gradient(180deg,var(--bg-white) 0%,var(--bg-section) 100%)}.hero-content{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center;margin-bottom:60px}.hero-text{max-width:580px}.hero-title{font-size:clamp(2.5rem,5vw,3.5rem);color:var(--text-dark);margin-bottom:24px;line-height:1.1}.hero-subtitle{font-size:1.25rem;color:var(--text-medium);margin-bottom:32px;line-height:1.7}.hero-ctas{display:flex;gap:16px;flex-wrap:wrap}.hero-image{display:flex;justify-content:center;align-items:center}.hero-image img{width:100%;max-width:450px;height:auto;border-radius:16px;box-shadow:var(--card-shadow-hover)}.hero-stats{display:flex;justify-content:center;gap:80px;padding-top:40px;border-top:1px solid var(--card-border)}.stat{text-align:center}.stat-number{display:block;font-family:"DM Serif Display",serif;font-size:2.5rem;color:var(--primary-navy);margin-bottom:4px}.stat-label{font-size:.875rem;color:var(--text-light);text-transform:uppercase;letter-spacing:1px}@media(max-width:968px){.hero-content{grid-template-columns:1fr;text-align:center}.hero-text{max-width:100%;order:1}.hero-image{order:0}.hero-image img{max-width:300px}.hero-ctas{justify-content:center}.hero-stats{gap:40px}}@media(max-width:600px){.hero{padding:40px 0}.hero-ctas{flex-direction:column;align-items:center}.hero-ctas .btn{width:100%;justify-content:center}.hero-stats{flex-direction:column;gap:24px}.stat-number{font-size:2rem}}.trust-bar{padding:40px 0;background:var(--bg-white);border-bottom:1px solid var(--card-border)}.trust-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:32px}.trust-item{display:flex;align-items:center;gap:16px}.trust-icon{width:48px;height:48px;display:flex;align-items:center;justify-content:center;background:var(--bg-section);border-radius:12px;color:var(--primary-navy)}.trust-text{display:flex;flex-direction:column}.trust-label{font-weight:600;color:var(--text-dark);font-size:.95rem}.trust-desc{font-size:.85rem;color:var(--text-light)}@media(max-width:968px){.trust-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:600px){.trust-grid{grid-template-columns:1fr;gap:24px}.trust-item{justify-content:center;text-align:center;flex-direction:column}}.services{padding:80px 0;background:var(--bg-section)}.services-header{text-align:center;margin-bottom:60px}.services-header .section-subtitle{margin:0 auto}.services-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:32px}.service-card{text-align:center}.service-icon{width:64px;height:64px;display:flex;align-items:center;justify-content:center;background:linear-gradient(135deg,var(--primary-navy),var(--secondary-navy));border-radius:16px;color:#fff;margin:0 auto 24px}.service-title{font-size:1.5rem;color:var(--text-dark);margin-bottom:16px}.service-description{color:var(--text-medium);margin-bottom:24px;line-height:1.7}.service-features{list-style:none;text-align:left}.service-features li{padding:8px 0;color:var(--text-medium);font-size:.95rem;border-bottom:1px solid var(--card-border);display:flex;align-items:center;gap:8px}.service-features li:last-child{border-bottom:none}.service-features li:before{content:"✓";color:var(--accent-gold);font-weight:700}@media(max-width:968px){.services-grid{grid-template-columns:1fr;max-width:500px;margin:0 auto}}.who-i-help{padding:100px 0;background:var(--primary-navy);color:#fff}.who-layout{display:grid;grid-template-columns:1fr 1.5fr;gap:80px;align-items:start}.who-sidebar{position:sticky;top:40px}.who-sidebar .section-badge{display:inline-block;background:#ffffff1a;padding:8px 16px;border-radius:20px;margin-bottom:24px}.who-sidebar .section-badge span{font-size:11px;font-weight:600;letter-spacing:1.5px;color:var(--accent-gold)}.who-main-title{font-family:"DM Serif Display",Georgia,serif;font-size:40px;font-weight:400;line-height:1.2;color:#fff;margin-bottom:20px}.who-main-subtitle{font-size:17px;color:#ffffffb3;line-height:1.7;margin-bottom:32px}.who-cta{display:inline-flex;align-items:center;gap:10px;background:var(--accent-gold);color:var(--primary-navy);padding:14px 28px;border-radius:8px;font-weight:600;font-size:15px;text-decoration:none;transition:all .3s ease}.who-cta:hover{background:#e5b95f;transform:translate(4px)}.who-cta svg{transition:transform .3s ease}.who-cta:hover svg{transform:translate(4px)}.who-list{display:flex;flex-direction:column;gap:0}.who-item{display:flex;gap:24px;padding:32px 0;border-bottom:1px solid rgba(255,255,255,.1)}.who-item:first-child{padding-top:0}.who-item:last-child{border-bottom:none;padding-bottom:0}.who-item-icon{width:48px;height:48px;display:flex;align-items:center;justify-content:center;background:#ffffff1a;border-radius:12px;color:var(--accent-gold);flex-shrink:0}.who-item-content{flex:1}.who-tagline{display:inline-block;font-size:11px;font-weight:600;letter-spacing:1px;text-transform:uppercase;color:var(--accent-gold);margin-bottom:8px}.who-title{font-size:22px;font-weight:600;color:#fff;margin-bottom:10px}.who-description{font-size:15px;color:#ffffffb3;line-height:1.7}@media(max-width:968px){.who-i-help{padding:70px 0}.who-layout{grid-template-columns:1fr;gap:50px}.who-sidebar{position:static;text-align:center}.who-main-title{font-size:32px}.who-item{flex-direction:column;gap:16px;text-align:center}.who-item-icon{margin:0 auto}}.about{padding:80px 0;background:var(--bg-section)}.about-content{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}.about-image img{width:100%;border-radius:16px;box-shadow:var(--card-shadow-hover)}.about-text .section-badge{color:var(--accent-gold);font-weight:600;letter-spacing:2px;font-size:.8rem}.about-description{color:var(--text-medium);margin-bottom:20px;line-height:1.8}.about-description.highlight{color:var(--text-dark);font-style:italic;padding-left:20px;border-left:3px solid var(--accent-gold)}.about-values{display:grid;grid-template-columns:repeat(2,1fr);gap:16px;margin-top:32px}.value-item{display:flex;align-items:center;gap:12px;font-weight:500;color:var(--text-dark)}.value-icon{width:40px;height:40px;display:flex;align-items:center;justify-content:center;background:var(--bg-white);border:1px solid var(--card-border);border-radius:10px;color:var(--primary-navy)}@media(max-width:968px){.about-content{grid-template-columns:1fr;text-align:center}.about-image{max-width:400px;margin:0 auto}.about-description.highlight{text-align:left}.about-values{justify-items:center}}@media(max-width:600px){.about-values{grid-template-columns:1fr}}.calculator-section{padding:80px 0;background:linear-gradient(180deg,var(--bg-white) 0%,var(--bg-section) 100%)}.calculator-wrapper{max-width:800px;margin:0 auto}.calculator-header{text-align:center;margin-bottom:40px}.calculator-header .section-badge{color:var(--accent-gold)}.calculator-header .section-subtitle{margin:0 auto}.calculator-card{background:var(--card-bg);border:1px solid var(--card-border);border-radius:20px;padding:40px;box-shadow:var(--card-shadow)}.calculator-card.results-mode{max-width:850px;margin:0 auto;padding:0;border-radius:4px;overflow:hidden;box-shadow:0 4px 24px #0000001f;border:none}.progress-bar{height:6px;background:var(--bg-section);border-radius:3px;margin-bottom:40px;overflow:hidden}.progress-fill{height:100%;background:linear-gradient(90deg,var(--primary-navy),var(--accent-gold));border-radius:3px;transition:width .4s ease}.calculator-step h3{font-size:1.5rem;color:var(--text-dark);margin-bottom:8px}.step-description{color:var(--text-medium);margin-bottom:32px}.form-group{margin-bottom:24px}.form-group label{display:block;font-weight:500;color:var(--text-dark);margin-bottom:8px}.input-with-icon{position:relative;display:flex;align-items:center}.input-with-icon svg,.input-with-icon .percent-icon{position:absolute;left:16px;color:var(--text-light)}.percent-icon{font-weight:600;font-size:.9rem}.input-with-icon input{width:100%;padding:16px 16px 16px 48px;border:2px solid var(--card-border);border-radius:12px;font-family:Outfit,sans-serif;font-size:1rem;transition:all .3s ease;background:var(--bg-white);color:var(--text-dark)}.input-with-icon input:focus{outline:none;border-color:var(--primary-navy);box-shadow:0 0 0 3px #0030571a}.checkbox-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}.checkbox-item{display:flex;align-items:center;gap:10px;padding:12px 16px;background:var(--bg-section);border-radius:10px;cursor:pointer;transition:all .2s ease}.checkbox-item:hover{background:var(--bg-light)}.checkbox-item input[type=checkbox]{width:18px;height:18px;accent-color:var(--primary-navy)}.checkbox-item span{font-size:.95rem;color:var(--text-dark)}.toggle-label{display:flex;justify-content:space-between;align-items:center;padding:16px 20px;background:var(--bg-section);border-radius:12px;cursor:pointer}.toggle-switch{position:relative;width:52px;height:28px}.toggle-switch input{opacity:0;width:0;height:0}.toggle-slider{position:absolute;cursor:pointer;inset:0;background-color:var(--card-border);transition:.3s;border-radius:28px}.toggle-slider:before{position:absolute;content:"";height:22px;width:22px;left:3px;bottom:3px;background-color:#fff;transition:.3s;border-radius:50%;box-shadow:0 2px 4px #0003}.toggle-switch input:checked+.toggle-slider{background-color:var(--primary-navy)}.toggle-switch input:checked+.toggle-slider:before{transform:translate(24px)}.calculator-nav{display:flex;justify-content:space-between;align-items:center;margin-top:40px;padding-top:24px;border-top:1px solid var(--card-border)}.step-indicator{font-size:.9rem;color:var(--text-light)}.calculator-nav .btn:disabled{opacity:.5;cursor:not-allowed}.results-container{background:#fff;font-family:Outfit,-apple-system,BlinkMacSystemFont,sans-serif}.document-header{background:#fff;padding:48px 56px 40px;border-bottom:3px solid var(--primary-navy)}.document-header-content{display:flex;justify-content:space-between;align-items:flex-start}.document-branding{display:flex;flex-direction:column;gap:4px}.document-branding .firm-name{font-size:.7rem;text-transform:uppercase;letter-spacing:2px;color:var(--text-light);margin-bottom:4px}.document-branding .advisor-name{font-family:"DM Serif Display",Georgia,serif;font-size:1.5rem;color:var(--primary-navy);margin:0}.document-branding .advisor-title{font-size:.9rem;color:var(--text-medium)}.document-meta{text-align:right;font-size:.85rem;color:var(--text-medium);line-height:1.6}.document-meta .report-label{display:block;font-size:.7rem;text-transform:uppercase;letter-spacing:1.5px;color:var(--accent-gold);font-weight:600;margin-bottom:4px}.document-title-section{padding:40px 56px;background:var(--primary-navy);color:#fff}.document-title{font-family:"DM Serif Display",Georgia,serif;font-size:2rem;font-weight:400;margin:0 0 8px}.document-subtitle{font-size:1rem;opacity:.85;margin:0}.score-overview{display:flex;padding:40px 56px;background:#fafbfc;border-bottom:1px solid #e5e7eb;gap:48px}.score-display-doc{flex-shrink:0}.score-number-large{font-family:"DM Serif Display",Georgia,serif;font-size:4.5rem;line-height:1;color:var(--primary-navy)}.score-label-doc{font-size:.8rem;text-transform:uppercase;letter-spacing:1px;color:var(--text-light);margin-top:8px}.score-interpretation{flex:1;padding-top:8px}.score-rating{display:inline-block;font-size:.75rem;text-transform:uppercase;letter-spacing:1px;font-weight:600;padding:6px 14px;margin-bottom:12px}.score-interpretation p{font-size:.95rem;color:var(--text-medium);line-height:1.7;margin:0}.document-section{padding:32px 56px;border-bottom:1px solid #e5e7eb}.document-section:last-of-type{border-bottom:none}.section-title-doc{font-family:Outfit,sans-serif;font-size:.7rem;text-transform:uppercase;letter-spacing:2px;color:var(--accent-gold);font-weight:600;margin:0 0 20px;padding-bottom:12px;border-bottom:1px solid #e5e7eb}.financial-table{width:100%;border-collapse:collapse}.financial-table tr{border-bottom:1px solid #f0f0f0}.financial-table tr:last-child{border-bottom:none}.financial-table td{padding:14px 0;vertical-align:top}.financial-table .label-cell{font-size:.95rem;color:var(--text-medium);width:60%}.financial-table .value-cell{font-family:"DM Serif Display",Georgia,serif;font-size:1.25rem;color:var(--text-dark);text-align:right}.financial-table .value-cell.positive{color:#059669}.financial-table .value-cell.negative{color:#dc2626}.financial-table .value-cell.highlight{font-size:1.4rem}.financial-table .sublabel{display:block;font-size:.8rem;color:var(--text-light);margin-top:2px}.protection-row{display:flex;gap:32px;margin-top:8px}.protection-item-doc{flex:1;display:flex;align-items:center;gap:12px;padding:16px 0}.protection-indicator{width:10px;height:10px;border-radius:50%;flex-shrink:0}.protection-indicator.protected{background:#059669}.protection-indicator.unprotected{background:#dc2626}.protection-details h4{font-family:Outfit,sans-serif;font-size:.95rem;font-weight:600;color:var(--text-dark);margin:0 0 2px}.protection-details span{font-size:.85rem;color:var(--text-medium)}.recommendations-doc{counter-reset:rec-counter}.recommendation-row{display:flex;gap:20px;padding:20px 0;border-bottom:1px solid #f0f0f0;counter-increment:rec-counter}.recommendation-row:last-child{border-bottom:none}.rec-number-doc{flex-shrink:0;width:28px;height:28px;background:var(--primary-navy);color:#fff;font-size:.8rem;font-weight:600;display:flex;align-items:center;justify-content:center}.rec-content-doc{flex:1}.rec-header-doc{display:flex;justify-content:space-between;align-items:flex-start;gap:16px;margin-bottom:6px}.rec-title-doc{font-family:Outfit,sans-serif;font-size:1rem;font-weight:600;color:var(--text-dark);margin:0}.rec-priority-doc{flex-shrink:0;font-size:.65rem;text-transform:uppercase;letter-spacing:1px;font-weight:600;padding:3px 8px;border:1px solid}.rec-priority-doc.urgent{color:#dc2626;border-color:#dc2626;background:#fef2f2}.rec-priority-doc.important{color:#d97706;border-color:#d97706;background:#fffbeb}.rec-priority-doc.optimize{color:#059669;border-color:#059669;background:#ecfdf5}.rec-desc-doc{font-size:.9rem;color:var(--text-medium);line-height:1.6;margin:0}.document-footer{background:var(--primary-navy);padding:40px 56px;color:#fff}.footer-content{display:flex;justify-content:space-between;align-items:center;gap:40px}.footer-cta h3{font-family:"DM Serif Display",Georgia,serif;font-size:1.4rem;font-weight:400;margin:0 0 8px}.footer-cta p{font-size:.9rem;opacity:.85;margin:0}.footer-contact{display:flex;flex-direction:column;gap:8px;text-align:right}.footer-contact a{color:#fff;text-decoration:none;font-size:.95rem;display:flex;align-items:center;justify-content:flex-end;gap:8px;transition:opacity .2s}.footer-contact a:hover{opacity:.8}.footer-contact .phone-number{font-family:"DM Serif Display",Georgia,serif;font-size:1.5rem;color:var(--accent-gold)}.actions-bar{background:#f8f9fa;padding:24px 56px;display:flex;justify-content:space-between;align-items:center;border-top:1px solid #e5e7eb}.download-btn{display:inline-flex;align-items:center;gap:10px;padding:14px 28px;background:var(--primary-navy);color:#fff;border:none;font-family:Outfit,sans-serif;font-size:.9rem;font-weight:600;cursor:pointer;transition:all .2s}.download-btn:hover:not(:disabled){background:var(--secondary-navy)}.download-btn:disabled{opacity:.6;cursor:not-allowed}.start-over-link{display:inline-flex;align-items:center;gap:6px;color:var(--text-medium);font-size:.9rem;background:none;border:none;cursor:pointer;font-family:Outfit,sans-serif;transition:color .2s}.start-over-link:hover{color:var(--primary-navy)}@media(max-width:768px){.calculator-card{padding:24px}.checkbox-grid{grid-template-columns:1fr}.document-header,.document-title-section,.score-overview,.document-section,.document-footer,.actions-bar{padding-left:24px;padding-right:24px}.document-header-content{flex-direction:column;gap:20px}.document-meta{text-align:left}.score-overview{flex-direction:column;gap:24px}.score-number-large{font-size:3.5rem}.protection-row{flex-direction:column;gap:0}.protection-item-doc{padding:12px 0;border-bottom:1px solid #f0f0f0}.protection-item-doc:last-child{border-bottom:none}.recommendation-row{flex-direction:column;gap:12px}.rec-header-doc{flex-direction:column;gap:8px}.footer-content{flex-direction:column;text-align:center;gap:24px}.footer-contact{text-align:center}.footer-contact a{justify-content:center}.actions-bar{flex-direction:column;gap:16px}.download-btn{width:100%;justify-content:center}.calculator-nav{flex-direction:column;gap:16px}.calculator-nav .btn{width:100%;justify-content:center}.step-indicator{order:-1}}.schedule{padding:80px 0;background:linear-gradient(180deg,#f8f9fa,#fff)}.schedule .container{max-width:1000px;margin:0 auto;padding:0 24px}.schedule-header{text-align:center;margin-bottom:40px}.schedule .section-badge{display:inline-block;background:#00305714;padding:8px 16px;border-radius:20px;margin-bottom:16px}.schedule .section-badge span{font-size:12px;font-weight:600;letter-spacing:1.5px;color:#003057}.schedule .section-title{font-family:"DM Serif Display",Georgia,serif;font-size:36px;color:#1a1a2e;margin-bottom:16px}.schedule .section-subtitle{font-size:18px;color:#64748b;max-width:600px;margin:0 auto;line-height:1.6}.calendar-container{background:#fff;border-radius:16px;box-shadow:0 4px 24px #00000014;overflow:hidden;margin-bottom:24px}.calendar-container iframe{width:100%;height:700px;border:none}.schedule-alternative{display:flex;align-items:center;justify-content:center;gap:8px;color:#64748b;font-size:15px}.schedule-alternative svg{color:#003057}.schedule-alternative a{color:#003057;font-weight:600;text-decoration:none}.schedule-alternative a:hover{text-decoration:underline}@media(max-width:768px){.schedule{padding:60px 0}.schedule .section-title{font-size:28px}.schedule .section-subtitle{font-size:16px}.calendar-container iframe{height:600px}}.cta-section{padding:80px 0;background:var(--primary-navy)}.cta-content{text-align:center;max-width:700px;margin:0 auto}.cta-title{font-size:clamp(2rem,4vw,2.75rem);color:#fff;margin-bottom:16px}.cta-description{font-size:1.2rem;color:#ffffffd9;margin-bottom:32px;line-height:1.7}.cta-buttons{display:flex;gap:16px;justify-content:center;flex-wrap:wrap;margin-bottom:48px}.btn-outline{background:transparent;border:2px solid rgba(255,255,255,.4);color:#fff}.btn-outline:hover{background:#ffffff1a;border-color:#fff}.cta-contact-info{display:flex;justify-content:center;gap:40px;flex-wrap:wrap;padding-top:32px;border-top:1px solid rgba(255,255,255,.15)}.contact-item{display:flex;align-items:center;gap:10px;color:#fffc}.contact-item svg{color:var(--accent-gold)}.contact-item a{color:#ffffffe6;transition:color .3s ease}.contact-item a:hover{color:var(--accent-gold)}@media(max-width:768px){.cta-buttons{flex-direction:column;align-items:center}.cta-buttons .btn{width:100%;max-width:300px;justify-content:center}.cta-contact-info{flex-direction:column;gap:16px;align-items:center}}.site-footer{background:#f8f9fa;border-top:1px solid #e5e7eb;padding:48px 0 32px;margin-top:0}.site-footer .container{max-width:900px}.footer-links{display:flex;flex-wrap:wrap;justify-content:center;align-items:center;gap:8px;margin-bottom:20px;font-size:.9rem}.footer-links a{color:var(--primary-navy);text-decoration:none;font-weight:500;transition:color .2s}.footer-links a:hover{color:var(--accent-gold);text-decoration:underline}.footer-divider{color:#cbd5e1;font-weight:300}.footer-legal-links{display:flex;flex-wrap:wrap;justify-content:center;align-items:center;gap:8px;margin-bottom:32px;font-size:.8rem}.footer-legal-links a{color:var(--text-medium);text-decoration:none;transition:color .2s}.footer-legal-links a:hover{color:var(--primary-navy);text-decoration:underline}.footer-trademarks{text-align:center;margin-bottom:24px;padding-bottom:24px;border-bottom:1px solid #e5e7eb}.footer-trademarks p{font-size:.75rem;color:var(--text-light);margin:4px 0;line-height:1.5}.footer-securities-notice{background:#fff;border:1px solid #e5e7eb;border-radius:6px;padding:20px 24px;margin-bottom:24px}.footer-securities-notice p{font-size:.75rem;color:var(--text-medium);line-height:1.7;margin:0;text-align:justify}.footer-copyright{text-align:center;margin-bottom:24px}.footer-copyright p{font-size:.8rem;color:var(--text-dark);line-height:1.6;margin:0}.footer-company-description{margin-bottom:24px}.footer-company-description p{font-size:.75rem;color:var(--text-medium);line-height:1.7;text-align:center;margin:0}.footer-agent-info{background:linear-gradient(135deg,var(--primary-navy) 0%,var(--secondary-navy) 100%);border-radius:8px;padding:24px 28px;margin-bottom:24px}.footer-agent-info p{font-size:.8rem;color:#ffffffe6;line-height:1.7;margin:0 0 12px}.footer-agent-info p:last-child{margin-bottom:0}.footer-agent-info strong{color:#fff}.footer-learn-more{text-align:center}.footer-learn-more p{font-size:.8rem;color:var(--text-medium);line-height:1.6;margin:8px 0}.footer-learn-more a{color:var(--primary-navy);text-decoration:none;font-weight:500;transition:color .2s}.footer-learn-more a:hover{color:var(--accent-gold);text-decoration:underline}@media(max-width:768px){.site-footer{padding:32px 0 24px}.footer-links,.footer-legal-links{flex-direction:column;gap:12px}.footer-divider{display:none}.footer-securities-notice{padding:16px}.footer-agent-info{padding:20px}}.landing-page{min-height:100vh}